French Banking Industry

The French Banking Federation publishes “The banking industry” in 2022

Annual report : the banking industry in 2022

The French Banking Federation publishes its annual report “The banking industry in 2022”, which highlights the actions and great challenges of the sector.
While 2022 saw a deterioration in economic conditions, the banking sector stood out for its resilience and commitment to the economy and its citizens.


While the consequences of the war in Ukraine were having a direct impact on economic activity, in 2022 French banks were reaffirming their commitment to meeting their customers’ needs.
Banks were working to develop a sustainable and low-carbon economy.
As responsible and major players in employment in France, they were continuing their efforts to promote the social and professional inclusion of all employees.


Banking in France is characterised by its close relationship with customers. Working alongside their customers, banks develop products and services adapted to a wide range of needs and changing practices.
Against a backdrop of uncertainty created by inflation and rising interest rates, they were committed to supporting all their customers and adapting their offers. In particular, they defend the French model of fixed-rate home loans, a guarantee of stability for households’ housing budgets.


As a strategic industry in our country, the banking sector is strong and resilient.
It plays a key role in the security of operations and the protection of customer data and funds.
It is essential to preserve this ability in order to enable banks to finance the major challenges of the ecological and digital transitions.

The banking industry in 2022 (PDF)

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Key figures of the banking sector in 2022 (PDF)

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