Overall access to finance is the least important issue according to SMEs, for 10% of SMEs in France and the same figure for the euro area.
75% of French SMEs were granted all the loans they applied for. This is 7 points higher than for the whole of the euro zone (68%). Use of loans for SMEs is also higher in France (40%) than the euro zone (30%).
In the forefront, SMEs feel they are faced with searching for markets and customers (27% of the European responses, but 20% for French SMEs). Other areas of concern: the level of competition, the cost of production or regulation and lastly funding.