Overview

The FBF’s proposals to the European Commission’s “Have Your Say” consultation to strengthen competitiveness of the banking sector

The FBF’s concrete proposals to the European Commission’s “Have Your Say” consultation

The European Commission has launched a Have Your Say public consultation to gather stakeholders’ views on how to strengthen competitiveness of the UE banking sector. This initiative comes at a crucial moment, as the European economy faces unprecedented financing needs linked to the green transition, digital transformation and global competition.

In this context, the FBF is contributing a set of concrete and actionable proposals to support the Commission’s reflection process and highlight the urgent need for fast‑track reforms capable of delivering immediate economic impact. Strengthening banks’ ability to fund the economy is essential to boost growth, competitiveness and investment across Europe.
Decisions taken in the short term will determine Europe’s ability to mobilise the funding it needs over the coming decade.

FBF’s proposals to the European Commission’s “Have Your Say” consultation (PDF – March 2026)

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Download FBF’s proposals to the European Commission’s “Have Your Say” consultation (PDF – March 2026)

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